There are undoubtedly some interesting corporate reasons for why this is being done in stages. I can’t remember all of the evolutions, but I did just find an old BayBank atm card in a box under my bed; it became BankBoston, right? Which then became Fleet, which has now been eaten by Bank of America. Shawmut got lost in there somewhere, too. Pretty soon, it’ll be like a children’s book, where we’ll all just be going to “Bank.”